MoSecureA verdict at the moment that matters.
MoNetra weighs device, session and activity risk in real time, and answers the one question your systems enforce: should this action proceed?
Fraud moved inside the session.
Attackers don't just steal passwords. They hijack the live session and move money in seconds, often with the real customer's own device and credentials.
Account takeover
A new device or a hijacked session drains the account.
Social-engineering scams
The real customer is manipulated into authorising the transfer.
Remote control & automation
The live session is driven by someone else, or by a script.
Mules & synthetic identities
Accounts opened to receive and move stolen funds.
Weigh. Decide. Enforce.
MoNetra sits in your flow and returns one enforceable verdict. Your backend stays in control.
- 1
Weigh
Device, session and activity risk, scored server-side in real time.
- 2
Decide
One verdict, ALLOW, STEP-UP or BLOCK, with reason codes that explain it.
- 3
Enforce
Your backend acts on it. MoNetra advises; you decide.
Device. Session. Reputation.
Device trust
Root, hooking, emulation, OS forgery and tampering, checked at the moment of the action.
Session integrity
Remote control, overlays, automation and takeover of the live session.
Reputation & hunting
Device, account and network history, device reuse and linked-entity patterns.
One verdict. Three outcomes.
Policy lives on the server. Tune how strict MoNetra is without shipping an app update.
- Step up only when risk warrants it
- Fewer false blocks, fewer complaints
- Lower OTP cost through selectivity
Catch takeover before the money moves, not after it's offshore.
- remote-access app active during session
- device first seen on this account today
- no root, hooking or emulation detected
Proceed
Trusted device, clean session. No friction.
Verify
Something is off. Ask for more proof.
Stop
High risk. Hold the action.
Fits your fraud stack, not the other way round.
MoNetra adds device and session intelligence to the fraud engine you already run. It doesn't replace it.
| Component | What you get |
|---|---|
| Decision API | Allow, step-up or block, with explainable reason codes your rules can consume. |
| Dashboard & case triage | Investigate flagged sessions, devices and linked accounts in one place. |
| Webhooks | Push high-risk events to your own systems as they happen. |
| SIEM export | Send events to your security monitoring for correlation and audit. |
| Privacy by design | No amounts, recipients or account numbers. Designed around Indonesia's UU PDP. |
- Signals
- Device · Session · Reputation
- Verdict
- Allow · Step-up · Block
- Integration
- Mobile SDK + server-side decision API
- Typical journeys
- Login, registration, wallet binding, payment, transfer