Company

We work on the part of mobile fraud that server-side rules can't see.

MoSecure is a Jakarta company building mobile app protection and fraud decisioning for Indonesian financial institutions. Banks shouldn't have to choose between a smooth mobile experience and strong fraud prevention.

Why we exist

Stop fraud before the money moves.

Social engineering, account takeover and device-based attacks are growing fast across Southeast Asia. Most banks fight back with server-side rules, which catch fraud after the transaction.

We believe the real fight happens on the device. MoSecure scores each session for risk, detects active threats during transfers, and returns a verdict before the transaction goes through. We never touch financial data. We add device evidence to the bank's fraud decisions; we don't replace its fraud engine.

How we work

Six principles we build by.

They guide every line of code we ship and every partnership we sign.

  1. 01

    Privacy by design

    MoNetra never sees transaction amounts or account details. Compliance is built in, not added later.

  2. 02

    Enhance, don't replace

    We provide intelligence signals; the bank makes the decision. Your stack, our insight.

  3. 03

    Speed is safety

    Verdicts arrive fast enough for the bank to act before the transaction settles. Real-time defence, not post-mortem analysis.

  4. 04

    Say what we do, and what we don't

    We tell banks what our products cover and where they stop. MoTogu protects the app; MoNetra judges the device and session. Neither sees your core banking data, and neither replaces your fraud engine.

  5. 05

    Designed for failure

    If our SDK fails, the bank's app keeps working. Graceful degradation, silent recovery. Never a single point of failure.

  6. 06

    Built for Indonesia

    Our detection is tuned for the attacks happening here today, not imported threat models.

The team

Built by people who have deployed mobile security inside banks.

Before MoSecure, our team spent years implementing mobile app protection at Indonesian banks, securities firms and state-owned enterprises. We know how integration reviews, OJK expectations and release cycles actually work, and we built MoTogu and MoNetra to fit them.

Company
PT MoSecure Digital Indonesia
Office
Plaza Oleos, 17th Floor, Jakarta
Products
MoTogu · MoNetra

Want to work with us?

Whether you run a bank's fraud team or implement technology for one, we'd like to talk.